Welcome to this stunning 3-bedroom, 3-bathroom end unit townhome located within walking distance of downtown White Bear and White Bear Lake. This home is part of a 55+ community but allows for owners under 55, per by-laws, making it a perfect fit for various lifestyles. The main level features a beautifully designed kitchen with maple cabinets, hard surface counters (Corian/stone), an island, and a cozy coffee bar. Large windows flood the space with natural light, especially in the bump-out area. Enjoy the warmth of maple floors in the dining area and entry, complemented by 9' ceilings and elegant maple paneled doors throughout. Relax in the spacious living room, which boasts a gas fireplace and south-facing windows. Step out onto the Trex deck and paver patio, where you'll find a private, shaded backyard--ideal for outdoor gatherings. The main level also includes a generously sized bedroom with a walk-in cedar-lined closet, a full bath with tile, and a laundry/mudroom with ample cabinets and a sink. The heated/insulated garage offers additional storage space. Ascend to the upper level to discover a unique primary suite featuring a large loft area perfect for an office or exercise space, a walk-in closet, and a luxurious bath with a jetted tub, walk-in tile shower, and double vanity. The lower level is designed for relaxation and entertainment, featuring a huge family room with a fireplace, a third bedroom or flex space, a full bath, and a spacious storage/utility room. Recent updates include stainless steel appliances, a new association roof and fences (2019), a furnace, AC, central vacuum, and more. Situated in an outstanding location, enjoy easy access to Lake Ave, walking/bike paths along the north shore of White Bear Lake, and the vibrant stores, restaurants, and events of downtown White Bear. This home is perfect for work-from-home arrangements, entertaining, or multi-generational living, offering the flexibility and space to suit your needs. This could be the carefree living opportunity you've been waiting for!